Internal Revenue Service — Publication 15
Year-End Bonus Take-Home Pay: A 2026 Planning Worksheet for Taxes, Benefits and Savings
Help employees estimate what actually reaches the bank when a year-end bonus is paid.
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U.S. Department of Labor — FLSA Overtime Fact Sheet #23
Holiday Pay and Overtime Before Q4: What Federal Law Requires—and What It Does Not
Answer recurring holiday-season pay questions before Columbus Day/Indigenous Peoples’ Day, Veterans Day, Thanksgiving and year-end holidays.
Internal Revenue Service — Catch-up contributions
2026 Roth Catch-Up Rule for Higher Earners: What Payroll Participants Should Verify Now
Prepare affected participants for the 2026 Roth catch-up requirement described by IRS guidance.
Internal Revenue Service — Catch-up contributions
2026 401(k) Catch-Up Limits: Age 50+ and the Special Age 60–63 Rule Explained
Explain 2026 catch-up contribution limits and why age, plan terms and compensation matter.
Internal Revenue Service — Revenue Procedure 2026-24
HSA Limits for 2026 vs 2027: What Employees Should Know Before Fall Benefits Enrollment
Give employees a side-by-side planning framework using already-published IRS HSA and HDHP limits.
HealthCare.gov — Get ready to apply
2027 Marketplace Open Enrollment Starts November 1: A Six-Week Preparation Checklist
Help households prepare income, household and coverage information well before Marketplace Open Enrollment for 2027 coverage.
Medicare.gov — Open Enrollment
Medicare Open Enrollment 2026 Prep: What to Gather Before October 15
Give Medicare beneficiaries and families a one-month preparation checklist before the annual October 15–December 7 open-enrollment period.
U.S. Bureau of Labor Statistics — September 2026 release calendar
Salary Negotiation With Local Labor-Market Data: What Evidence Actually Strengthens Your Case
Turn labor-market statistics into a responsible negotiation framework that prioritizes role scope and comparable pay over headline economics.
U.S. Department of Labor — Worker’s Guide to COBRA
COBRA vs Marketplace After Job Loss: A Cost-and-Coverage Decision Framework
Help workers compare continuation coverage and Marketplace options after job loss without assuming one is always cheaper.
U.S. Bureau of Labor Statistics — September 2026 release calendar
State Unemployment Data on September 18: How Job Seekers Can Use It Without Misreading the Numbers
Prepare job seekers to use state labor-market data as context for search strategy and salary discussions.
Federal Reserve Board — FOMC calendars
After a Fed Rate Decision: A 24-Hour Checklist for Credit Cards, Savings and Variable-Rate Debt
Give readers a scenario-based checklist that remains accurate regardless of whether policy was held, raised or lowered.
U.S. Bureau of Labor Statistics — September 2026 release calendar
Import and Export Prices: A Practical Guide for Workers, Freelancers and Small Businesses
Explain the September 16 import/export price release as a cost-pressure indicator without overstating its impact on consumer prices.
Federal Reserve Board — FOMC calendars
How to Read the September 16 Fed Decision Without Overreacting to Your Mortgage, Card or Career
Teach readers how to interpret the FOMC statement and projections after release without turning macroeconomic news into impulsive personal-finance actions.
Internal Revenue Service — Publication 505
Missed the September 15 Estimated Tax Payment? What to Do Next in 2026
Provide a calm next-step guide for taxpayers who discover after the due date that a payment was missed or too small.
Internal Revenue Service — Publication 505
Estimated Tax Penalty Prevention: What to Review Before the September 15 Deadline
Focus on penalty-prevention habits for taxpayers who are unsure whether withholding and prior installments are enough.
Internal Revenue Service
How to Pay 2026 Estimated Taxes: IRS Payment Methods, Proof of Payment and Last-Day Checklist
Help taxpayers make a traceable September 15 payment and avoid common year/period mistakes.
Internal Revenue Service — Publication 505
Freelancer Q3 Money Checklist: Income, Expenses, Mileage and Estimated Taxes Before September 15
Give independent workers one workflow for closing June–August records before the estimated-tax deadline.
Internal Revenue Service — Publication 505
Estimated Tax Safe Harbor Rules: A Plain-English 2026 Guide for Uneven Income
Explain how taxpayers can think about required payments and uneven income without giving one-size-fits-all tax advice.
Internal Revenue Service — Publication 15
Bonus Tax Withholding in 2026: Why 22% Withholding Is Not the Same as Your Final Tax Rate
Explain federal supplemental-wage withholding so employees can estimate bonus take-home pay without confusing withholding with final tax liability.
Federal Reserve Board — FOMC calendars
FOMC September 15–16: A Worker’s Guide to Rates, Credit, Savings and Pay Decisions
Prepare households for the September Federal Reserve meeting without predicting the policy decision.
Internal Revenue Service — 401(k) contribution limits
How Much 401(k) Can You Still Contribute in 2026? A Remaining-Paychecks Planning Guide
Help employees calculate a realistic year-end deferral pace without accidentally exceeding plan or IRS limits.
U.S. Bureau of Labor Statistics — September 2026 release calendar
Real Earnings Explained: Did Your 2026 Pay Raise Actually Beat Inflation?
Show workers how to interpret BLS real-earnings data and translate national wage-and-price statistics into a personal purchasing-power review.
Internal Revenue Service — Tax Withholding Estimator
2026 Paycheck Withholding Checkup Before Q4: W-4, Side Income, Credits and Refund Risk
Help employees use the final quarter to correct federal withholding after a raise, second job, marriage, side income or other major change.
U.S. Bureau of Labor Statistics — September 2026 release calendar
CPI September 11 Guide: How to Compare Inflation With Your Raise and Take-Home Pay
Prepare readers for the August 2026 CPI and real-earnings releases with a repeatable method for checking whether household purchasing power is improving.